Construction financial management software that flags margin slip early 

Overruns begin long before they surface at month-end - buried in timesheets, material deliveries and variations that haven't reached the budget. Surface them while there's still margin to protect and stop CVR becoming a week-end compilation job. 

Capabilities: 

• Live job costs post to the General Ledger as transactions occur 
• Variations update budgets automatically with no manual reconciliation 
• Commitment accounting reflects every PO in the budget the moment it's raised 
• Automated CVR (Cost Value Reconciliation) refreshes from live project data 
• AI-powered Future Period Spreads forecast cost-at-completion using your historical project data 
• Portfolio dashboards by job, region or entity with drill-down to transaction level 

Controls: 

• Role-based permissions limit visibility to authorised projects and cost views 
• Full audit trail on every cost allocation, variation and CVR approval 

"Coins has provided us with the ability to properly control our costs and produce a true cost and value report at each month end - it's as up to date as the GRNs received and plant returns." 

— Phil Talbot, Project Director and Financial Director, Robertson 

Your cash position is only as reliable as your job cost data. Connect live project costs, accounts receivable ageing and payment schedules into forecasts built on your own historical patterns. 

Capabilities: 

• Predictive cash forecasting models 30–60 days ahead using your project patterns 
• Retention, applications for payment and release modelling 
• Automated AR ageing with role-based escalation 
• Cash-gap alerts before the account hits critical thresholds 
• Real-time banking feeds for current cash position 

Controls: 

• Cash flow approvals with defined threshold routing 
• Treasury-level permissions for payment release 

"By having a system that prompts, guides and questions the user at the front end of the process, we have greatly reduced escalating issues at the back end." 

— Mark Burrows, Finance Manager, Thames Tideway Tunnel Joint Venture 

Your AP team shouldn't spend more time keying invoices than managing the cash timing that determines your margin. AI invoice processing reads invoices, matches them to POs and routes them straight into the GL without rekeying. 

Capabilities: 

• AI Invoice Processing via ancora - up to 80% reduction in manual entry 
• Three-way matching (PO, GRN, invoice) with exception handling 
• Configurable approval workflows by supplier, project or value threshold 
• CIS deductions calculated automatically on subcontractor invoices 
• Early payment opportunities via EarlyTrade 
• Electronic payment processing across the supply chain 

Controls: 

• Segregation of duties between requisition, approval and payment 
• Automated approval thresholds with full audit trail 

"Each member of the AP team is probably seeing a 10 to 20% time saving in their workload. Invoices now flow directly into Access Coins Evo, regardless of holidays or staff rotations." 

— John Painter, IT Manager, Denbury Homes

Applications for payment, retention tracking and integrated payments that move cash from completed work into the bank faster - built around UK construction contract conventions. 

Capabilities: 

• Applications for payment aligned to JCT, NEC and bespoke contract terms 
• Schedule of values, valuations and progress billing 
• Retention tracking and automated release on payment certificate 
• Contract billing for service agreements and maintenance contracts 
• PayApps integration for streamlined subcontractor payment applications 
• Electronic payment processing 

Controls: 

• Billing approval workflow with segregation of duties 
• Revenue recognition rules applied automatically per contract type 

AI-powered reconciliation that handles construction's messy payment patterns - staged payments, retention releases and split deposits - in hours, not days. 

Capabilities: 

• AI bank reconciliation with up to 96% automatic matching 
• Handles retention releases, applications for payment and complex matching scenarios 
• Direct banking integration for real-time transaction feeds 
• Exception routing for items that need human review 
• Full audit trail on every match and adjustment 

Controls: 

• Matched-item locking prevents retroactive changes 
• Reconciliation approvals required before period close 

Month-end shouldn't mean a week of reconciliation between disconnected systems. When GL, AP, AR, CVR and job costing run on one platform, close becomes a breeze.  

Capabilities: 

• GL, AP, AR, CVR and job costing integrated natively - one source of financial truth 
• Multi-entity and multi-currency consolidation for groups operating across the UK, Ireland and Europe 
• Copilot answers period-close queries in plain English using live data 
• Role-specific dashboards and board-level reporting 

Controls: 

• Period-close approvals with segregation of duties; immutable sign-off audit trail