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The QuickBooks Alternative for Growing UK Businesses

Are you looking for a QuickBooks alternative? You're not alone. Thousands of UK SMEs start with QuickBooks but need more as they scale. This guide compares QuickBooks vs Access Financials to help you choose the best accounting software for your growing business.

Whether you're hitting QuickBooks' limits or planning ahead, see why Access Financials is the smarter choice for UK businesses ready to move beyond basic bookkeeping.

6 minutes

Written by Steve Thomas, Finance Software and Systems Specialist.

Trusted by 1000s of finance leaders in the UK

Why Access Financials is your natural next step

1. Finance Software That Thinks Like a CFO

Access Financials is built by UK finance professionals for growing UK businesses. Multi-dimensional analysis across company, department, region, cost centre, and project, not just basic class tracking. With Access Financials you get this sophistication as standard.

2. No More Duct Tape and Spreadsheets

Everything you need in one platform. Stop juggling multiple apps just to run your business properly. Project accounting, fixed assets, and integrated HR & payroll all work together, no more copy-pasting between systems or reconciling conflicting data.

3. Support That Actually Understands UK Finance

Our UK-based team of specialists focus exclusively on the UK mid-market. They understand your challenges, from complex VAT schemes to month-end pressures. With Access Financials, you get real support when you need it.

4. Built to Scale, Not to Sell Add-Ons

Our software scales with your needs. You can handle 10 entities or 100. Process 50,000 transactions without breaking a sweat. No forced upgrades or user limits holding you back.

Access Financials vs QuickBooks: The Real Differences

Features:
Access Financials
QuickBooks
Core Capabilities
UK Compliance (MTD, VAT schemes)
✔ All schemes native
✔ Standard, Cash, Flat Rate only
Multi-Entity Management
✔ Unlimited with consolidation
✘ Separate subscriptions required
Approval Workflows
✔ Multi-level, role-based
⚠️ Basic approval routing
Project Accounting
✔ Full WIP, time & materials
⚠️ Plus plan and above only
Custom Reporting
✔ Unlimited dimensions
⚠️ Advanced plan only (£115/month)
Fixed Assets
✔ Complete depreciation suite
✘ Third-party add-on needed
User Limits
✔ Based on requirements
⚠️ Plan-dependent restrictions
Implementation & Support
Setup Approach
✔ Managed implementation
⚠️ DIY with optional onboarding session
Data Migration
✔ Full service included
⚠️ Self-service import tools
Training
✔ Tailored programmes
✔ Online resources & webinars
Support Channels
✔ Phone & email, UK-based
⚠️ Chat primarily, limited phone
Support Hours
✔ Extended business hours
Monday-Friday 8am-7pm (phone)
Pricing
Pricing Philosophy
✔ Tailored to complexity
£10-115/month fixed tiers
Payroll Integration
✔ Native or integrated options
£5-10/month + £1.30/employee
Hidden Costs
✔ Transparent, all-inclusive
⚠️ Add-ons accumulate quickly
Contract Terms
Annual agreements standard
Month-to-month, no contract
Reviews & Reputation
Trustpilot
⭐⭐⭐⭐ 4.1/5
⭐⭐⭐⭐ 4.2/5
G2
⭐⭐⭐⭐ 4.2/5
⭐⭐⭐⭐ 4.3/5
Capterra
⭐⭐⭐⭐ 4.3/5
⭐⭐⭐⭐ 4.4/5

Implementation: Managed Migration vs Figure It Out Yourself

Access Financials provides a dedicated UK team to manage your entire migration. Data transfer, system configuration, and training, these are all handled for you. Most businesses go live in 4-6 months with zero disruption.

QuickBooks offers DIY setup with online resources and one free onboarding session. Fine for simple or small businesses, but challenging when migrating complex financial histories.

True Cost: Monthly Fees vs Total Investment

QuickBooks starts at £10/month, reaches £115/month for Advanced. Add payroll (£5-10/month), extra users, multiple entities, and essential apps—costs multiply fast.

Access Financials pricing reflects comprehensive capability and include implementation. Pricing depends on business size, modules selected, and implementation scope. However, everything's included from day one. Our clients typically see 40% lower total cost of ownership when factoring in efficiency gains.

Which Solution Fits Your Trajectory?

Choose Access Financials when you:

  • Need financial control, not just bookkeeping
  • Manage complexity beyond simple buy-and-sell
  • Require proper audit trails and approval hierarchies
  • Want phone support from UK finance experts
  • See technology as competitive advantage
  • Plan to grow without platform hopping

QuickBooks remains solid for businesses that:

  • Need basic income and expense tracking
  • Have straightforward single-entity structures
  • Prefer self-service and online resources
  • Want minimal upfront investment
  • Are comfortable with cloud-only access
  • Don't anticipate significant complexity growth

Moving beyond QuickBooks?

Our team makes the transition fast, painless with full data integrity.

FAQ: Access Financials vs Quickbooks

We've used QuickBooks for years. How painful is migration really?

Easier than you'd think. Our migration team handles everything, data extraction, transformation, and validation. Most businesses complete the switch in 3-4 months without disrupting daily operations. Your historical data and custom fields transfer seamlessly.

QuickBooks just added AI features. Doesn't that close the functionality gap?

QuickBooks' "Intuit Assist" helps with basic tasks like invoice generation. Useful, but it doesn't fix core limitations. You still can't do proper multi-entity consolidation or complex approval workflows. Access Financials focuses automation where it matters most.

How do the platforms compare for multi-company operations?

QuickBooks requires separate subscriptions per entity with manual consolidation. Access Financials handles unlimited companies in one instance with real-time consolidation and unified reporting. One clients are able tp cut month-end reporting from 10 days to just 3.

What about the ecosystem? QuickBooks has hundreds of integrations.

QuickBooks needs those integrations because so much is missing from the core product. Access Financials includes essential functionality natively. Our APIs connect to any major platform, but you'll need fewer integrations overall.

QuickBooks is £10-115/month. What's Access Financials' real pricing?

Access Financials uses a different pricing model that reflects the comprehensive nature of the solution. Rather than monthly subscriptions with add-ons, we provide tailored pricing based on your business size, user requirements, and specific needs. This includes implementation, training, and ongoing UK-based support. While the initial investment is higher than QuickBooks' entry-level tiers, many businesses find the total value equation works in their favour when considering the functionality included and efficiency gained.

We're growing fast. Which platform handles rapid scaling better?

Access Financials scales from 10 to 1,000 users without breaking. QuickBooks struggles beyond 30 users or 10,000 monthly transactions. We've had clients grow from £5M to £100M+ on the same system.

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