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%
Of UK invoices are paid late — average loss £27,214/yr per business
See how much you could save by switching to automated credit control
UK businesses lose £27,214 a year to late payments on average. But the hidden cost is what your team spends chasing them — manually, every week. Access Collect is credit control software that automates dunning, tracks promises, and integrates natively with Access ERP. Enter your figures below and see your projected saving across staff time, cash recovery, and bad debt.
- 93% Of UK invoices are paid late — average loss £27,214/yr per business
- 60% Reduction in manual chasing with automated dunning sequences
- 75% Faster late payment recovery vs manual credit control
- £2,800 Per year — unlimited users, unlimited invoices, zero setup fees
%
Reduction in manual chasing with automated dunning sequences
%
Faster late payment recovery vs manual credit control
£
Per year — unlimited users, unlimited invoices, zero setup fees
Calculate your potential credit control ROI
Find out what your business could save by automating credit control. Enter your current costs, collection activity and DSO to see your potential savings, cash-flow impact and ROI.
Your Inputs
Financial Inputs
Time & Resources
Current Performance
What makes credit control software different from manual credit control?
Most businesses manage credit control manually — a credit control manager exports overdue invoices from the ERP, drafts individual chase emails, logs promises in a spreadsheet, and tries to remember who to follow up with next week. That's not a credit control system. That's a credit control process held together by memory and goodwill.
Credit control software like Access Collect replaces those manual steps with automated dunning sequences, promise-to-pay tracking, and intelligent escalation rules — so the right customer gets the right message at the right time, automatically. Credit control automation means broken promises trigger immediate alerts, high-risk accounts are escalated without manual review, and DSO is tracked in real-time from your Access ERP — not from a spreadsheet updated last Tuesday.
For finance teams looking to reduce DSO and recover cash faster, the biggest gains don't come from chasing harder — they come from chasing smarter. A credit control management system connected natively to Access Financials or Dimensions 3.0 eliminates the data lag, the version conflicts, and the follow-up that falls through the cracks.
Thousands of finance professionals already trust Access products to improve the efficiency and effectiveness of their financial processes. With native integration and proven time savings, we transform how finance teams work, giving credit control managers freedom to focus on strategy, not spreadsheets.
Why your current credit control process is costing you more than you think
Built from in-depth interviews with UK Credit Control Managers spending 15+ hours weekly on manual invoice chasing. These are the pain points they told us about — and what they actually need.
Pain Points
- Juggling ERP, email, Excel, and separate AR tools — errors and delays
- Wasting hours deciding who to chase and when to escalate
- Board wants DSO down 15 days but drowning in manual process
- £18,000 written off last quarter because follow-up fell through the cracks
- Vague payment promises with no way to track or enforce them
- No real-time view of DSO — only what was exported last week
What Credit Control Teams Need
- Automated dunning sequences — right message, right customer, right time
- Promise-to-pay tracking — broken promises caught immediately
- Intelligent escalation — high-risk accounts prioritised automatically
- Real-time DSO dashboard — no manual exports, always current
- Native ERP integration — data always synced, no middleware
- Single vendor support — one team for finance and AR automation
How Access Collect Helps
- Smart dunning sequences sent automatically from Outlook — 60% less manual chasing
- Promise-to-pay tracking converts commitments into trackable dates with alert triggers
- Automatic case prioritisation by risk — focus team on high-value accounts
- Real-time DSO dashboards pulled live from Access Financials/Dimensions 3.0
- Direct API to Access ERP — zero setup fees, live in hours
- 75% faster late payment recovery vs manual credit control
Different role. Different pressure. Same credit control software.
Access Collect is designed for the Credit Control Manager who needs automation, the CFO who needs DSO visibility, and the Finance Manager who needs to close the month without chasing write-offs.
What changes
- 60% less manual chasing. Smart dunning sequences send automatically from Outlook. Professional relationships maintained. Time back to focus on strategy.
- Broken promises caught immediately. Promise-to-pay tracking converts vague commitments into trackable dates — alert triggers fire the moment a payment date passes.
- Automatic case prioritisation. Intelligent escalation rules route high-value, high-risk accounts to the right person — without manual review.
- 40–50% cut in manual effort. From 15+ hours weekly on manual chasing to focused, strategic credit control work.
What changes
- Real-time DSO dashboards. Live AR data from Access Financials or Dimensions 3.0 — no manual exports, always current for board reporting.
- 75% faster cash recovery. Automated dunning and intelligent escalation recover late payments faster — improving working capital without adding headcount.
- Reduced bad debt write-offs. Promise tracking and escalation rules prevent the write-offs that occur when follow-up falls through the cracks.
- Clear annual pricing. From £2,800/yr — unlimited users, unlimited invoices, zero setup fees. Scales as you grow.
What changes
- No more write-offs from missed follow-up. Intelligent escalation rules and promise tracking ensure every overdue account is actioned — automatically.
- Live in hours, not weeks. Native Access ERP integration means zero setup fees and no data migration — go live the same day.
- Save £1,000–£5,000 in setup costs. No third-party connectors, no middleware, no implementation project. Direct API to Access Financials/Dimensions 3.0.
- 20% fewer no-response cases. Real-time payment tracking and automated follow-up reduce the accounts that go cold and require manual intervention.
Why native ERP integration wins over standalone credit control tools.
UK mid-market credit control software compared on pricing, implementation, and Access ERP integration. Standalone tools require third-party connectors, 10 days to 4 weeks to implement, and £1,000–£5,000 in setup costs. Access Collect eliminates all three.
Ready to replace manual credit control with software that actually automates?
Access Collect integrates natively with Access Financials and Dimensions 3.0 — live in hours, zero setup fees, unlimited users. From £2,800/yr with clear annual pricing that scales as you grow. Speak to your Account Manager or Customer Success Manager to find out more.
Credit control software ROI calculator FAQs
How is the ROI for credit control software calculated?
The ROI calculator estimates the potential financial return from automating and improving your credit control processes. It uses the figures you provide, such as the time spent chasing overdue invoices, staff costs, bad debt write-offs, annual revenue and your current and target DSO.
The calculator uses these inputs to estimate potential savings and financial benefits, then compares them with the cost of the software to give you an indication of your potential return on investment.
What assumptions does the ROI calculator use?
The calculator uses the information you provide to create a personalised estimate of the potential benefits of credit control software. Results are based on the assumptions and figures entered, including your current credit control costs, time spent chasing payments, bad debt and potential improvements in DSO.
The results are intended as an indication of potential savings and ROI rather than a guarantee of future results. Your actual return will depend on factors such as your processes, customer payment behaviour, implementation and how effectively the software is used.
How much time can credit control software save?
Credit control software can reduce the amount of time your finance team spends manually monitoring accounts, identifying overdue invoices, sending reminders and following up with customers.
The amount of time saved will depend on your current processes, invoice volumes and how much of your credit control activity can be automated. Use the calculator to enter the number of hours your team currently spends chasing payments to estimate the potential value of the time you could save.
Can credit control software reduce DSO?
Yes. Credit control software can help reduce Days Sales Outstanding (DSO) by helping finance teams identify overdue invoices earlier, automate payment reminders and follow up with customers more consistently.
A lower DSO means your business is collecting cash sooner. Even a small reduction in DSO can potentially release cash tied up in outstanding receivables. The calculator lets you compare your current DSO with a target DSO to estimate the potential financial impact.
How can credit control software improve cash flow?
Credit control software can help your business collect outstanding invoices more efficiently and consistently. Automated reminders, prioritised collection activity and better visibility of overdue accounts can help reduce payment delays and improve the predictability of incoming cash.
By reducing the time between invoicing and payment, you may be able to release cash that would otherwise remain tied up in accounts receivable. The potential impact will depend on your current DSO, outstanding receivables and customer payment behaviour.
Does the ROI calculation include the cost of the software?
Yes. The calculator can take the cost of the credit control software into account when estimating your potential return on investment.
This allows you to compare the potential financial benefits of improving your credit control process against the investment required for the software. The result gives you an indication of potential net savings and ROI based on the figures you enter.