access EarlyPay

Your pay, your way!

Access EarlyPay is a mobile app that gives you flexibility in how you take your pay. It’s instant access to the pay you have already earned.

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Why Access EarlyPay


We all live busy lives and life doesn’t always wait around for payday. Sometimes it’s useful to take some pay before the end of the month or take your pay in increments - rather than in a lump - to spread the load.

How it works

The EarlyPay app lets you see how much you could drawdown from the salary you’ve earned so far this month. You can withdraw at any time of day, with just a few taps on your mobile phone. This money then appears in your bank account in a few minutes.

It’s your pay, you’ve earned it, so if you need it now you can have it, before pay day.

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Getting started is easy

  • Your employer will send you an email with all the information you need
  • Download the app from the App Store or Google Play
  • Just a few clicks to verify your account

You’re set up and ready to go.

Now you can see how much is available to draw down from the salary you’ve earned. And once you’ve done so the money will appear in your bank account in minutes.

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Look after your finances

EarlyPay is not credit, or a loan or an advance. It is simply the money you have earned so far this month and yours to take if you want it. There is a clear and simple fee to use the service.

Please be aware that any Access EarlyPay transaction you make will be deducted from your salary at the end of the month.

For free and impartial money advice we recommend The Money Advice service

  • Guides to help improve your finances
  • Tools and calculators to help keep track and plan ahead
  • Support over the phone and online
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See what our customers say

"After getting an unexpected payment come out of my account, I was able to use Access EarlyPay to take part of my monthly salary early so I didn't incur charges for going into my overdraft. Ultimately saving me money in the month. This was completed within minutes. It's a relief to know that I have the option there should I need it in emergencies."

EarlyPay user review, Google Play Store

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