What is Copay?
Copay is the construction industry’s first collaborative payments platform. It accelerates payment processes, enabling contractors and housebuilders to take advantage of early payment discounts whilst also supporting their subcontractors, by providing them faster access to funds.
Copay seamlessly integrates with Access Coins’ financial modules, eliminating any additional work needed for your teams to unlock potential cost savings.
Why This Partnership Matters
The collapse of key industry players like Ardmore Construction and ISG has highlighted the critical need for liquidity in the construction supply chain. The Access Coins and Copay integration directly addresses this challenge by offering:
- Early payment discount automation:
Approved invoices are extracted from Access Coins, shown to subcontractors through Copay for early payment request, identifying significant bottom line savings
- Faster payments:
Subcontractors benefit from accelerated payment cycles, fostering stronger supplier relationships.
- Improved financial outcomes:
Contractors gain real-time insights into cashflow, enabling them to make informed decisions that enhance profitability and project outcomes.
A Vision for the Future of Construction Payments
Dhinaker Dhandi, Director of Product at Access Construction, commented:
“We are excited to announce our partnership with Copay, which complements Access Coins with accelerated payments and advanced cashflow solutions. At a time of uncertainty and financial challenges in the UK construction market, this collaboration enables faster payments and fosters a more robust supply chain. Together, we help our customers to set new standards for financial resilience in construction.”
Vasilis Ilias, Co-founder and CEO of Copay, added:
“Our partnership with Access Construction marks a significant step forward for the construction industry. By offering accelerated payments, we help main contractors and housebuilders improve their margins while supporting their subcontractors with faster and more flexible payments. This collaboration comes at a critical time, addressing cashflow challenges that have long plagued the sector. Together, we’re empowering our customers to unlock capital, improve project outcomes, and build strong supply chains.”
About The Access Group
The Access Group is one of the largest UK-headquartered business management software providers. It provides solutions that empower more than 160,000 small and mid-sized organisations in commercial and non-profit sectors across Europe, USA and APAC, giving every employee the freedom to do more of what's important.
Its innovative cloud solutions and integrated AI software experience across multiple Access products transform how business technology is used. Access employs over 8,400 people, continuously driving product innovation and customer service excellence.
About Access Construction
Access Construction is part of the Access Group, the UK's largest provider of business management software. With a team of over 400 divisional employees, Access Construction delivers purpose-built best-in-class technology for the construction industry.
Access Construction’s solutions serve a wide array of sectors spanning three major global markets: the UK, USA, and Australia.
Access Construction’s expanding construction ecosystem is designed to enhance their customers' operational efficiency and project delivery.
Access Coins was named “Construction Management Software of the Year” at the Construction Computing Awards 2025 and “Construction Software of the Year” at the National Building and Construction Awards.
For more information, visit the Access Construction website.
About Copay
Copay is a cutting-edge fintech company revolutionising payment processes in the construction industry. Its platform accelerates payments, helping main contractors and housebuilders unlock valuable savings while strengthening working capital across their supply chains.
Copay empowers contractors to offer early payments on approved invoices in exchange for attractive discounts. These discounts are dynamically calculated based on the number of days an invoice remains outstanding, creating a broader discount window and maximising savings.
With Copay, construction businesses gain the financial agility they need to succeed in a competitive and rapidly changing market.
For more information, visit the Copay website.
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