Empower your health & social care staff through financial wellbeing

On-demand pay is just one of the many employee benefits within PayWise+, our complete financial wellbeing solution. It allows team members to access a proportion of their wages at any point in the payroll cycle instead of having to wait for a weekly or monthly salary payment. This service is particularly beneficial in health & social care because of shift work, overtime, unpredictable hours & financial pressures.
On-demand pay has multiple benefits for both team members and employers: 
•    Improved financial wellbeing as staff have more control over when and how they receive accrued earnings. 
•    On-demand wages can be withdrawn using the mobile app which shows total salary earned to date and salary available to withdraw.  
•    On-demand pay can be accessed instantly – once an amount has been selected for withdrawal it is transferred to the employees account instantly. 
•    A small transaction fee is normally applied each time an employee withdraws salary from an on-demand app. 
•    Employers benefit from improved productivity and staff engagement.

Access PayWise+ integrates with your Access HR, payroll and rostering systems, so data flows automatically in real time, with no extra work for your finance or operations teams.
For earned wage access:
1.    Your care staff draw down a percentage of their earned pay through the mobile app, and pay a clear and simple fee for using the service
2.    Access pays the money directly into the employee’s bank account, meaning it is cash neutral for employers and has no impact on your normal payroll processes
3.    When payroll is run, Access retrieves the drawdowns and fees, which will show under deductions on the employee’s payslip
4.    We will send an invoice and automatically collect the license fee at the end of each month
Employees can also leverage the AI enabled financial wellbeing features to:
•    See their earnings accumulate in real time, gaining complete transparency over pay
•    Access savings on everyday purchases with discounts for major retailers
•    Gain personalised, AI powered smart spending recommendations
•    Save as they earn, with high interest savings account options

Financial wellbeing focused employee benefits can be a huge help to the care sector, particularly at a time when it is increasingly challenging to attract, retain and engage team members. A financial wellbeing solution including on-demand pay helps care providers in various ways: - 
•    Reduces staff churn by supporting team member financial wellbeing, it is often classed as the most valuable staff benefit by employees at care organisations
•    Improves productivity as team members are more motivated and engaged at work naturally their productivity improves, as does overall care quality. 
•    Helps fill shifts as from our customer data those using Access PayWise+ tend to work an extra 22% of shifts. 
Financial wellbeing tools and on-demand pay can be classed as important staff benefits and should be highlighted during any recruitment or engagement conversations.  Whilst many are struggling with rising costs, having the financial freedom to access accrued wages when they need it, instead of having to wait until weekly/bi-weekly or monthly pay date contributes to improved financial wellbeing.

No. There is no cost for the employee to be part of the scheme, though there may be small transparent fees if they request early pay. All fees and terms are clearly communicated.