Construction financial management software that makes cash flow predictable 

Overruns begin before they surface at month-end - buried in timesheets, material deliveries and variations that haven't reached the budget. Surface them while there's still margin to protect.  

Capabilities: 

• Live job costs post to the GL as transactions occur
• Variations update budgets automatically with no manual reconciliation
• Commitment accounting reflects every PO in the budget the moment it's raised
• AI-powered Future Period Spreads forecast cost-at-completion using your historical project data
• Portfolio dashboards by job, region or division with drill-down to transaction level 

Controls: 

• Role-based permissions limit visibility to authorised projects and cost views
• Full audit trail on every cost allocation and variation approval 

Your cash position is only as reliable as your job cost data. Connect live project costs, accounts receivable ageing and payment schedules into forecasts built on your historical patterns.   

Capabilities: 

• Predictive cash forecasting models 30–60 days ahead using your project patterns
• Retention, progress claim and release modelling
• Automated AR ageing with role-based escalation
• Cash-gap alerts before the account hits critical thresholds
• Direct banking feeds  

Controls: 

• Cash flow approvals with defined threshold routing 

Your AP team shouldn't spend more time entering invoices than managing the cash timing that determines your margin. AP automation cuts manual invoice entry, routing AP straight into the GL without rekeying.  

Capabilities: 

• AI-powered Invoice Processing via Verify – accelerates AP workflows by 200%
• Three-way matching (PO, GRN, invoice) with exception handling
• Configurable approval workflows by supplier, project or dollar threshold
• Early-payment capture via Early Trade for supplier discount opportunities
• Electronic payment processing through bank-integrated payment automation  

Controls: 

• Segregation of duties between requisition, approval and payment 
• Automated approval thresholds 

Progress claim billing, retention tracking and integrated payments that move cash from completed work into the bank faster.  

Capabilities: 

• Progress claim billing with schedules of values
• Retention tracking and automated release
• Subcontractor claim and payment management via PayApps integration
• Contract billing for service agreements and maintenance contracts
• Integrated electronic payments 

Controls: 

• Billing approval workflow with segregation of duties 
• Revenue recognition rules applied automatically per contract type 

AI-powered reconciliation that handles construction's messy payment patterns in hours. 

Capabilities 

• AI bank reconciliation with up to 96% automatic matching  
• Handles retention releases, progress claim payments and complex matching 
• Direct Plaid banking integration for real-time transaction feeds  
• Exception routing for items that need human review  
• Full audit trail on every match and adjustment  

Controls: 

• Matched-item locking prevents retroactive changes  
• Reconciliation approvals required before period close  

Month-end shouldn't mean a week of chaotic reconciliation. When GL, AP, AR and job costing run on one system, close becomes a routine task, not a crisis.  

Capabilities: 

• GL, AP, AR and job costing integrated natively - one source of financial truth  
• Multi-entity consolidation for contractors operating across states and territories  
• AI answers period-close queries in plain English using live data  
• Role-specific dashboards and board-level reporting 

Controls: 

• Period-close approvals with segregation of duties; immutable sign-off audit trail  

“Coins is our financial source of truth. The ability to operate multiple financial entities within one operating company is a huge advantage for us.” - Andrew Lankowski, Head of Information Technology, Laing O'Rourke Australia