โฐ Australian Payday Super Deadline Calculator

Super must be received by the fund within 7 business days of payday. Weekends and state/territory public holidays are excluded. Select your state or territory below.

State / Territory

Settings

Weekly Fortnightly Monthly
Schedule Check a Payment
13 26

Payment Method

Schedule

Legend: Next upcoming PH Public Holiday Sat/Sun Weekend

How It Works โ€” ATO Payday Super Rules

๐Ÿ“…
7 Business Days

Super must be received by the fund within 7 business days of payday. Weekends and public holidays for your state/territory are excluded from the count.

โšก
Osko (NPP)

Real-time settlement 24/7. Initiation and fund receipt happen on the same day โ€” up to and including the deadline.

๐Ÿ”—
PayTo

Real-time pull payment via the NPP. Settlement is instant once the agreement is active โ€” initiation equals fund receipt.

๐Ÿฆ
Direct Debit (BECS)

Takes up to 3 business days to clear. Employer must initiate 3 business days before the fund-receipt deadline.

โš ๏ธ
SGC Penalty

Late super attracts the Super Guarantee Charge โ€” non-deductible, includes 10% p.a. interest and admin fees.

๐Ÿ“†
Public Holidays

Only holidays for your selected state/territory are excluded. Dates shown for 2025โ€“2027. Verify proclamations annually.

โš  Disclaimer: This tool is a guide only, based on ATO Payday Super guidance and publicly known state/territory public holidays for 2025โ€“2027. Some holidays (e.g. VIC AFL Grand Final Friday, regional show days) vary annually and are excluded. Processing times are indicative. Always confirm with a registered tax agent or the ATO.